Maine, with its rugged coastline, pristine forests, and charming coastal towns, offers a real estate market as diverse as its natural beauty. From the cozy cottages along the coast to the historic homes in Portland’s Old Port district, Local Jumbo is your partner in finding a mortgage solution that complements the unique character of Maine.
Dreaming of a home in the heart of the Pine Tree State or its quaint coastal communities? Connect with Local Jumbo’s network of Jumbo Verified™ lenders for competitive rates and a mortgage plan tailored to your aspirations in Maine!
Crafting Mortgage Solutions for Maine’s Diverse Homes
Maine’s real estate landscape is a reflection of its varied geography. Whether you’re enchanted by the serenity of lakeside living in Rangeley or the vibrant energy of Portland’s arts scene, our lenders offer mortgage strategies that cater to the diverse architectural styles of Maine.
- Explore a variety of mortgage types for Maine’s diverse properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Innovative financing for a range of homes, from waterfront cottages to mountain retreats.
- Mortgage plans that reflect the diversity of Maine’s neighborhoods, from historic districts to rural escapes.
- Lending expertise tailored to Maine’s unique real estate market.
- Competitive rates for purchasing or refinancing, designed to suit the varied needs of Maine residents.
Aligning Your Mortgage with Maine’s Tranquil Lifestyle
In Maine, where nature is your neighbor, your mortgage should be a harmonious part of your life. Whether it’s a cabin in the woods of Acadia National Park or a coastal home in Kennebunkport, our lenders craft mortgage solutions that resonate with your vision for life in Maine.
2024 MAINE CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ANDROSCOGGIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AROOSTOOK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUMBERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HANCOCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KENNEBEC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KNOX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OXFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PENOBSCOT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PISCATAQUIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAGADAHOC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOMERSET COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WALDO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YORK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN MAINE
Neighborhoods
Portland, Saco, South Portland, Biddeford, Westbrook, Ellsworth, Bath, Rockland, Belfast, Brewer, Kennebunk, Topsham, Gorham, Yarmouth & Brunswick.
Zip Codes
04110, 04105, 04107, 04096, 04097, 04021, 04936, 04544, 04074, 03902, 04843, 04032, 04351, 04421 & 03909
Counties
Cumberland County, Lincoln County, York County, Sagadahoc County, Hancock County, Knox County, Kennebec County, Penobscot County, Androscoggin County, Waldo County, Oxford County, Franklin County, Somerset County, Aroostook County & Piscataquis County.